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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

The Wise Choice.

Personal Savings Accounts

Savings Money Market Certificates of Deposit Individual Retirement Account
Your Needs

Easy way to manage long- and short-term goals

Maximize earning potential while keeping funds available

Maximize return on money that can stay put. Terms 3-60 months

Savings for retirement with no annual fees or set up costs. Terms 3 – 60 months

Annual Percentage Yield (APY) 0.10%
$0 to $9,999.99 0.05%
$10,000.00 to $24,999.99 0.10%
$25,000.00 to $49,999.99 0.25%
$50,000.00 to $99,999.99 0.75%
$100,000.00 to $249,999.99 1.25%
$250,000.00 to $499,999.99 1.75%
$500,000.00 to $749,999.99 2.00%
$750,000.00 to $999,999.99 2.25%
$1,000,000.00 to $1,499,999.99 2.50%
$1,500,000.00+ 3.00%

Tiered Rates
depending on balance§

Tiered Rates
depending on balance§

Minimum Opening Balance $100 $100 $500 $500
Monthly Service Charge $5* $8* $0 $0
Requirements

*$250 minimum daily balance to avoid $5 monthly service charge.

*$1,000 minimum daily to avoid $8 monthly service charge.

Savings
Your Needs

Easy way to manage long- and short-term goals

Annual Percentage Yield (APY)
0.10%
Minimum Opening Balance
$100
Monthly Service Charge
$5*
Requirements

*$250 minimum daily balance to avoid $5 monthly service charge.

Money Market
Your Needs

Maximize earning potential while keeping funds available

Annual Percentage Yield (APY)
$0 to $9,999.99 0.05%
$10,000.00 to $24,999.99 0.10%
$25,000.00 to $49,999.99 0.25%
$50,000.00 to $99,999.99 0.75%
$100,000.00 to $249,999.99 1.25%
$250,000.00 to $499,999.99 1.75%
$500,000.00 to $749,999.99 2.00%
$750,000.00 to $999,999.99 2.25%
$1,000,000.00 to $1,499,999.99 2.50%
$1,500,000.00+ 3.00%
Minimum Opening Balance
$100
Monthly Service Charge
$8*
Requirements

*$1,000 minimum daily to avoid $8 monthly service charge.

Certificates of Deposit
Your Needs

Maximize return on money that can stay put. Terms 3-60 months

Annual Percentage Yield (APY)

Tiered Rates
depending on balance§

Minimum Opening Balance
$500
Monthly Service Charge
$0
Requirements
Individual Retirement Account
Your Needs

Savings for retirement with no annual fees or set up costs. Terms 3 – 60 months

Annual Percentage Yield (APY)

Tiered Rates
depending on balance§

Minimum Opening Balance
$500
Monthly Service Charge
$0
Requirements

APY’s are effective as of 08/28/2023. Rates are subject to change after account opening, with the exception of fixed rate CDs.

§Certificates of Deposit may be subject to early withdrawal penalties. Fees may reduce earnings.

Personal Rates

EDIE the Estimator—determine your FDIC insurance coverage