Personal Savings
| Savings | Money Market | Certificates of Deposit | Individual Retirement Account | |||||||||||||
| Your Needs | Easy way to manage long- and short-term goals |
Maximize earning potential while keeping funds available |
Maximize return on money that can stay put. Terms 3-60 months |
Savings for retirement with no annual fees or set up costs. Terms 3 – 60 months |
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| Annual Percentage Yield (APY) | 0.05% |
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Tiered Rates |
Tiered Rates |
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| Minimum Opening Balance | $100 | $100 | $500 | $500 | ||||||||||||
| Monthly Service Charge | $5* | $8* | $0 | $0 | ||||||||||||
| Requirements | *$250 minimum daily balance to avoid $5 monthly service charge‡. |
*$1,000 minimum daily to avoid $8 monthly service charge‡. |
Easy way to manage long- and short-term goals
*$250 minimum daily balance to avoid $5 monthly service charge‡.
Maximize earning potential while keeping funds available
| Under 10k | 0.01% |
| 10-24,999 | 0.05% |
| 25-49,999 | 0.08% |
| 50-99,999 | 0.10% |
| 100-249,999 | 0.15% |
| Over 250k | 0.20% |
*$1,000 minimum daily to avoid $8 monthly service charge‡.
Maximize return on money that can stay put. Terms 3-60 months
Tiered Rates
depending on balance§
Savings for retirement with no annual fees or set up costs. Terms 3 – 60 months
Tiered Rates
depending on balance§
APY’s are effective as of 11/30/2020. Rates are subject to change after account opening, with the exception of fixed rate CDs.
‡Federal regulation limits the number of checks and other 3rd party withdrawals to six (6) per statement cycle from Savings and Money Market Accounts.
§Certificates of Deposit may be subject to early withdrawal penalties. Fees may reduce earnings.
Personal Rates
EDIE the Estimator—determine your FDIC insurance coverage