The Wise Choice.


All Certificates of Deposit require a $500 minimum deposit to open.


$25,000.00 –
3 Months0.05%0.05%0.05%
6 Months 0.07%0.07%0.07%
9 Months 0.10%0.10%0.10%
12 Months 0.20%0.20%0.20%
18 Months 0.22%0.22%0.22%
24 Months 0.25%0.25%0.25%
30 Months 0.27%0.27%0.27%
36 Months 0.30%0.30%0.30%
48 Months 0.35%0.35%0.35%
60 Months 0.40%0.40%0.40%

Personal Deposit Accounts

All personal deposit accounts require $100 minimum deposit to open.

Personal Savings

All Balances 0.03%

Personal Money Market

$0 to $9,999.990.01%
$10,000.00 to $24,999.990.02%
$25,000.00 to $49,999.990.03%
$50,000.00 to $99,999.990.05%
$100,000.00 to $249,999.990.08%
$250,000.00 +0.10%

Wise 55

All Balances 0.05%

Ultimate Checking

$0 to $9,999.990.01%
$10,000.00 to $24,999.990.02%
$25,000.00 to $49,999.990.03%
$50,000.00 to $99,999.990.04%
$100,000.00 to $249,999.990.05%
$250,000.00 +0.06%


RequirementsBalance TierAnnual Percentage Yield (APY)*Explanation
EARN – If requirements ARE met$0-$25,0000.50%This will be the APY for the entire balance in the tier.
Earn – If requirements ARE met$25,000.01+0.10% APY – 0.50% APY
depending on balance in account
This is a blended APY – it includes the balance in both tiers, each of which earns a different interest rate. Higher balances will produce lower APYs.
Earn – If requirements ARE NOT met$0+0.05%This will be the APY for the entire balance in the tier.

REQUIREMENTS: One (1) DIRECT DEPOSIT posted and settled during the statement cycle, PLUS Fifteen (15) Debit Card Transactions posted and settled during statement cycle (not including ATM transactions), PLUS, Electronic Statements. Enroll for online banking at or at your local branch. Login to your online banking to access your statements.
*Interest is calculated daily, compounded and credited monthly on all balances. Consumer accounts only. Minimum opening balance is $100. Your interest rate and Annual Percentage Yield (APY) will depend on the daily balance in the account. At our discretion, we may change the interest rates on your account every day. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Requirements will be waived during first two (2) statement cycles to allow customers to set up direct deposit and receive VISA debit card. During that time customers will receive 0.50% APY on balances up to $25,000 and 0.10%-0.50% APY on balances over $25,000.

Business Deposit Accounts

All business deposit accounts require $100 minimum deposit to open.

Business Premier Checking

All Balances 0.01%

Business Savings

All Balances 0.03%

Business Money Market

$0 to $24,999.990.02%
$25,000.00 to $49,999.990.03%
$50,000.00 to $99,999.990.05%
$100,000.00 to $249,999.990.08%
$250,000.00 to $499,999.99 0.10%
$500,000.00 +0.12%

Rates are subject to change after account opening, with the exception of fixed rate CD’s. Certificates of Deposit may be subject to early withdrawal penalties. Fees may reduce earnings. Member FDIC. **APY indicates Annual Percentage Yield.

APY’s are effective as of  09/15/2021.

Contact your local branch today for your SaviBank CD.