The Veterans Affairs (VA) loan is an option for our active-duty military members and veterans. It offers a fixed rate and features no down payment.
No down payment required – You can buy a home with no down payment, as long as the sales price does not exceed the home’s appraised value.
Low closing costs – VA rules limit the amount of closing costs you’re required to pay. Plus, VA rules allow for seller-paid closing costs. We’ll help you understand the eligibility rules.
No Private Mortgage Insurance – Most low down payment mortgages require Private Mortgage Insurance (PMI), which raises your monthly payment. A VA loan will save you money because PMI isn’t required.
VA loan eligibility – You don’t have to be a first-time home buyer and you can reuse your loan benefit to buy or refinance a home.
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