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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

The Wise Choice.

Business Checking Accounts

Freedom Analysis Premier Savi Community
Your Needs

No minimum daily balance, no monthly service charge

Multiple accounts and a high number of transactions

Earn interest with the convenience of a checking account

No minimum daily balance, no monthly service charge plus interest

Annual Percentage Yield (APY) N/A N/A 0.05% 2.00%
Minimum Opening Balance $100 $100 $100 $100
Monthly Service Charge $0 $10* $10* $0
Requirements

*No transaction charges for the first 500 items processed each month. $0.25 per item over 500. 

*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10  per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions.

*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit.

Must be a registered 501c3 – documentation required

Freedom
Your Needs

No minimum daily balance, no monthly service charge

Annual Percentage Yield (APY)
N/A
Minimum Opening Balance
$100
Monthly Service Charge
$0
Requirements

*No transaction charges for the first 500 items processed each month. $0.25 per item over 500. 

Analysis
Your Needs

Multiple accounts and a high number of transactions

Annual Percentage Yield (APY)
N/A
Minimum Opening Balance
$100
Monthly Service Charge
$10*
Requirements

*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10  per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions.

Premier
Your Needs

Earn interest with the convenience of a checking account

Annual Percentage Yield (APY)
0.05%
Minimum Opening Balance
$100
Monthly Service Charge
$10*
Requirements

*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit.

Savi Community
Your Needs

No minimum daily balance, no monthly service charge plus interest

Annual Percentage Yield (APY)
2.00%
Minimum Opening Balance
$100
Monthly Service Charge
$0
Requirements

Must be a registered 501c3 – documentation required

APY’s are effective as of 02/26/2024. Rates are subject to change after account opening. Fees may reduce earnings.

Business Account Rates

Reorder Checks Online EDIE the Estimator—determine your FDIC insurance coverage

Debit Cards

Use your SaviBank debit card instead of a check, cash or credit card to pay for everyday purchases.  Access ATM machines around the world to obtain cash. MoneyPass member.