Business Checking Accounts
| Freedom | Analysis | Premier | Savi Community | |
| Your Needs | No minimum daily balance, no monthly service charge |
Multiple accounts and a high number of transactions |
Earn interest with the convenience of a checking account |
No minimum daily balance, no monthly service charge plus interest |
| Annual Percentage Yield (APY) | N/A | N/A | 0.05% | 2.00% |
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Monthly Service Charge | $0 | $10* | $10* | $0 |
| Requirements | *No transaction charges for the first 500 items processed each month. $0.25 per item over 500. |
*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10 per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions. |
*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit. |
Must be a registered 501c3 – documentation required |
No minimum daily balance, no monthly service charge
*No transaction charges for the first 500 items processed each month. $0.25 per item over 500.
Multiple accounts and a high number of transactions
*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10 per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions.
Earn interest with the convenience of a checking account
*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit.
No minimum daily balance, no monthly service charge plus interest
Must be a registered 501c3 – documentation required
APY’s are effective as of 02/26/2024.
Business Account Rates
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Use your SaviBank debit card instead of a check, cash or credit card to pay for everyday purchases. Access ATM machines around the world to obtain cash. MoneyPass member.