Business Checking Accounts
| Freedom | Analysis | Premier | Savi Community | |
| Your Needs | No minimum daily balance, no monthly service charge |
Multiple accounts and a high number of transactions |
Earn interest with the convenience of a checking account |
No minimum daily balance, no monthly service charge plus interest |
| Annual Percentage Yield (APY) | N/A | N/A | 0.05% | 2.00% |
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Monthly Service Charge | $0 | $10* | $10* | $0 |
| Requirements | *No transaction charges for the first 500 items processed each month. $0.25 per item over 500. |
*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10 per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions. |
*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit. |
Must be a registered 501c3 – documentation required |
No minimum daily balance, no monthly service charge
*No transaction charges for the first 500 items processed each month. $0.25 per item over 500.
Multiple accounts and a high number of transactions
*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10 per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions.
Earn interest with the convenience of a checking account
*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit.
No minimum daily balance, no monthly service charge plus interest
Must be a registered 501c3 – documentation required
APY’s are effective as of 02/26/2024. Rates are subject to change after account opening. Fees may reduce earnings.
Business Account Rates
Reorder Checks Online EDIE the Estimator—determine your FDIC insurance coverageDebit Cards
Use your SaviBank debit card instead of a check, cash or credit card to pay for everyday purchases. Access ATM machines around the world to obtain cash. MoneyPass member.
