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The Wise Choice.

Business Checking Accounts

Freedom Analysis Premier Savi Community
Your Needs

No minimum daily balance, no monthly service charge

Multiple accounts and a high number of transactions

Earn interest with the convenience of a checking account

No minimum daily balance, no monthly service charge plus interest

Annual Percentage Yield (APY) N/A N/A 0.05% 2.00%
Minimum Opening Balance $100 $100 $100 $100
Monthly Service Charge $0 $10* $10* $0
Requirements

*No transaction charges for the first 500 items processed each month. $0.25 per item over 500. 

*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10  per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions.

*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit.

Must be a registered 501c3 – documentation required

Freedom
Your Needs

No minimum daily balance, no monthly service charge

Annual Percentage Yield (APY)
N/A
Minimum Opening Balance
$100
Monthly Service Charge
$0
Requirements

*No transaction charges for the first 500 items processed each month. $0.25 per item over 500. 

Analysis
Your Needs

Multiple accounts and a high number of transactions

Annual Percentage Yield (APY)
N/A
Minimum Opening Balance
$100
Monthly Service Charge
$10*
Requirements

*Balances between non-interest bearing accounts are pooled and the earnings credit can offset most service charges accrued throughout the statement cycle. $0.10  per check/debit. $0.065 per item deposited. $0.20 per deposit. $0.05 per $100 cash transactions.

Premier
Your Needs

Earn interest with the convenience of a checking account

Annual Percentage Yield (APY)
0.05%
Minimum Opening Balance
$100
Monthly Service Charge
$10*
Requirements

*$10 monthly service charge is waived when one of the following requirements are met: maintaining a minimum daily balance of $10,000 during the statement cycle, using Remote Deposit Capture, Merchant services, or obtaining a Business Line of Credit.

Savi Community
Your Needs

No minimum daily balance, no monthly service charge plus interest

Annual Percentage Yield (APY)
2.00%
Minimum Opening Balance
$100
Monthly Service Charge
$0
Requirements

Must be a registered 501c3 – documentation required

APY’s are effective as of 02/26/2024.

Business Account Rates

Reorder Checks Online EDIE the Estimator—determine your FDIC insurance coverage

Debit Cards

Use your SaviBank debit card instead of a check, cash or credit card to pay for everyday purchases.  Access ATM machines around the world to obtain cash. MoneyPass member.