The Wise Choice.

Our Team

Benjamin Paylor

Team Lead/Senior Mortgage Banker
NMLS #1257977
C (206) 919-4589

With over 18 years of financial services experience Ben excels at understanding his customer’s unique needs and uses that knowledge to put them in a better personal financial position. He enjoys all aspects of mortgage lending but as someone who has had experience building his own home, particularly loves being able to help clients through his knowledge of construction lending.

He’s also committed to his community as the current Board President of Big Brothers Big Sisters of SW WA and sits on the Executive Committee as well as the Board Development Committee.

Outside of work, he helps coach his son and daughter’s sports teams, enjoys getting together with family and friends, and loves getting outside to golf, landscape, or sit in the sun. He lives in Olympia with his wife, Sheena, of 15 years, their children, and English Bulldog, Nellie.

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Holly Peterson

Senior Mortgage Banker
NMLS #526854
C (360) 420-4365

Holly has been working as a Loan Officer/Mortgage Banker since 2007. Her years of experience makes her an excellent communicator through the loan processing, making sure each loan program is tailored to her customers current needs and future goals.

She supports her community as a member of the Burlington Mid-day Rotary Club and Board Member of the Burlington-Edison Alumni Foundation (B-EAF).

She lives in Bow with husband, Brent, and her Yorkiepoo named Kenny. Her two daughters both graduated from Burlington-Edison High School. She loves to hike, garden and chase the sun in her travels.

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Headshot of Stacy Warner

Stacy Warner

Senior Mortgage Banker
NMLS #910332
C (360) 929-6375

Stacy Warner began her banking career over 20 years ago as a customer service representative, working her way up to loan officer. This experience has helped her develop exceptional customer service skills along with a deep understanding of what is important to her clients—accessibility, respect and empathy. 

It’s why Stacy is a long-term resident of the area. She loves the small-town feel of Anacortes and the wonderful schools and local businesses that make it the perfect place for a family.

In her free time, Stacy enjoys spending time on the water with her husband and son.

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Michael Naselow

Senior Mortgage Banker
NMLS #91667
C (360) 303-6905

Michael Naselow has been working in the mortgage industry since 2002 and prides himself on the customer experience.   With Michael, you will know that your options have been explained to you in a way that will allow you to make the best choices for your goals.   It does not matter if you are a multiple business owner, a property investor, or a first-time homebuyer; Michael’s subject matter expertise will make the mortgage process enjoyable for any applicant.   Michael is a fan of data-driven analytics and will appeal to those who like to understand the loan process in full.

Michael lives in Bellingham, WA, and is an avid mountain biker and skier.  He is very active in advocacy groups such as the Whatcom Mountain Bike Coalition for sustainable outdoor recreation.  Community Service for our lands is just as important to Michael as being able to enjoy them.  Michael also loves to travel in his van and adventure with his Chainsaw Artist wife Leigh.

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Headshot of Darrell Elke

Darrell Elke

Senior Mortgage Banker
NMLS #422230
C (360) 922-8919

Darrell has been helping customers with their home loans for over 17 years. The cornerstone of his success is finding solutions that work for the customer’s needs, whether that means finding a good rate or educating people on the loan process. 

It’s all part of helping people—a lifelong passion that includes missions in Hong Kong and fostering/adopting children in Washington State. 

He and his wife of 34 years have ten children and seven grandchildren. He enjoys fixing things around the house and riding his off-road mountain board.  

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AJ Tokunaga

Vice President
Commercial/Mortgage Loan Officer
NMLS #579152
C (360) 840-4644 

AJ embarked on her banking journey in 1998 as a mortgage loan processor. She is currently a hybrid lender doing commercial, consumer, and mortgage lending.

AJ’s genuine commitment to her clients makes her stand out. She takes the time to explain complex mortgage processes thoroughly, ensuring a smooth and no-surprise-transaction.

Her dedication to the San Juan Community extends beyond her work, being involved in organizations like the Lions Club and the San Juan Community Home Trust and supporting other various local non-profits.

Outside of work, AJ cherishes family time with her two daughters and household pets. And when she’s not busy with family or work, you’ll find her indulging in her hobbies – from bowling to whipping up culinary delights in the kitchen.

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Headshot of Eric Lake

Eric Lake

Senior Mortgage Banker
NMLS #669793
C (360) 522-6405

Eric has a wide breadth of experience when it comes to mortgages, including over 15 years as a loan officer, three years as a sales manager, and time as a processor, underwriter, and even a real estate agent. 

He uses this knowledge to help his customers find the mortgage that fits them best while keeping them in the loop throughout the process. In addition, Eric takes pride in being responsive and honest with all of his customers.

He coaches little league baseball and loves supporting community events like Big Brothers Big Sisters, YMCA, Thurston County Chamber, Olympia Master Builders, and others. He and his three children, Owen, Tommy, and Maggie, often attend local sporting events supporting the home team. 

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